Erie E-Law is a complimentary service of the Erie County Bar Association designed to make basic legal information available to you with ease. You can gain access to E-Law either by reading the information found below or by contacting us to request a copy of the transcripts.
In Pennsylvania, when you buy a car insurance policy you will be asked to choose either the Limited Tort Option or the Full Tort Option. Your choice is very important for you and for your household in the event that you or your family is hurt in a car accident. Under Pennsylvania’s auto insurance law, all insurance companies offer many choices in the types and the dollar amounts of insurance coverage. One important choice you will make is choosing either the "limited tort" and "full tort" option. Under the "limited tort" option, you give up all rights to receive any compensation from a negligent driver who causes bodily injury to you or a family member unless you suffer a serious bodily injury. In Pennsylvania, you are required by law to carry auto insurance. Auto insurance may be complicated and confusing at times. The Pennsylvania Insurance Department wants you to know the facts - not the myths - about your auto insurance.
Auto Insurance Decision: Limited Tort v. Full Tort options
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Pennsylvania Automobile Insurance Act
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Auto Insurance Myths and Realities
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